Helpful Mortgage And Real Estate Advice

Mortgage Programs

What Is A Credit Bureau Score And How Do Lenders Use Them?

By on November 18, 2013 in Mortgage Programs, Mortgage Videos

Applying for a home loan is one of the largest transactions you’ll make in your lifetime. With thousands of dollars exchanging hands, lenders must have a way to weigh your creditworthiness. Your history of bills, from utilities to student loans, paints a picture of your reliability. This history is collected and translated into a credit […]

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Infographic – HARP 2.0

Infographic – HARP 2.0

The Home Affordable Refinance Program (HARP) was made for underwater or near-underwater homeowners who owe more than the value of their home, as long as they have been making their payments on time and the loan is currently backed by Fannie Mae and Freddie Mac. Millions of once underwater homeowners today are seeing results in […]

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Infographic – Top 5 Mortgage Programs

Infographic – Top 5 Mortgage Programs

When purchasing a mortgage, it is a good idea to do a little research on the mortgage programs in which you are interested in. The top 5 programs that are considered the best for most borrowers are: 1) VA Home Loans (veterans) 2) Conventional Affordable Home loan 3) Rural Development (USDA) 4) Basic FHA Loan […]

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Are There Special Mortgages For First-Time Homebuyers?

By on November 12, 2013 in Mortgage Programs, Mortgage Videos

Free flowing home loans used to be normal for the housing industry, but banks are incredibly selective now that many properties are underwater or in foreclosure. If you are a first-time homebuyer looking for a new loan, down payment and credit terms are increasingly tough. Take a look at some of your options through specialty […]

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